Lap-Band Cost

LAP-BAND Surgery Cost in 2018 – Starts at $3,500

The average cost of LAP-BAND surgery is about $3,500 with insurance and $15,000 without insurance. Your final out-of-pocket costs depend on:

  • Costs specific to the hospital and surgeon you choose (if the procedure isn’t covered by insurance, if it is covered, this won’t affect out-of-pocket costs)
  • Your benefits plan specifics (deductibles, etc.)
  • Taking advantage of any available discounts
  • If all or part of your surgery is financed
  • Whether your surgery is tax deductible

Read the sections below for everything you need to know about the cost of LAP-BAND® surgery.


Click on any of the topics below to jump directly to that section

  1. Cost With Insurance
  2. Cost Without Insurance
  3. Cost Without Insurance – By Location
  4. Patient Community & Expert Advice
  5. Insurance Check/Cost Quote
Bariatric Surgery Source

Cost With Insurance


  • The Lap-Band costs $3,500 on average, if weight loss surgery is an included benefit under your insurance policy

See your country below for Lap-Band insurance information:

1. Lap-Band Surgery Is Covered in the United States If Your Insurance Plan Includes Bariatric Surgery

Use our Check My Insurance Tool below to check your benefits:

Click Here to Check Your Insurance

How Can You Tell If Your Benefits Plan Covers Weight Loss Surgery?

See the categories below for specifics:

  • Individual/Family Plans & Small Group Plans (i.e., fewer than 50 total employees) – Obamacare requires bariatric surgery coverage in many states.
  • Large Group Plans (i.e., greater than 50 total employees) – Each company can choose for itself whether bariatric surgery is an included benefit. Speak with someone in Human Resources or call your insurance provider to check.
  • Medicare & Medicaid – both cover Lap-Band surgery, but are not accepted by all practices.

Use the Check My Insurance Tool at the top of this section to find out if your plan includes weight loss surgery.

You Can Request That the Surgeon’s Office Check Your Insurance

Dealing with insurance companies is a pain, especially when the experts in your surgeon’s office will do it for you. You can contact a practice you’re interested in, provide them with your insurance details, and they will check your benefits on your behalf for free. Take advantage of this service!

Contact a surgeon for a free insurance check.

Even If Your Insurance Policy Excludes Bariatric Coverage, It Will Cover Some Associated Expenses

There are many important, fully-defensible reasons to undergo all of the tests below that having nothing to do with weight loss surgery:

  • Cardiology exam
  • Lab work
  • Medically supervised diet program
  • Psychological exam
  • Sleep study

Request that your surgeon’s office submit claims for the above to get them covered by insurance. This will help lower your total out-of-pockets costs for your Lap-Band surgery.

Find a Weight Loss Surgeon

If you’re curious about Lap-band insurance in Canada or Australia (or anything else having to do with bariatric surgery in either country), check out our complete guides for each country:


Cost Without Insurance


  • Paying cash out of pocket is referred to as “self-pay” in the bariatric industry
  • Total without insurance is $15,000, on average
  • If you take out a medical loan for your Lap-Band, your loan payment will be $334 a month, on average
  • There are discounts & tax savings usually available

For more details on getting bariatric surgery without insurance please see our Bariatric Surgery Cost page. This page will provide you with details on what contributes to the cost of your procedure and what your procedure will likely cost in your state.

Bariatric Surgery Source

Cost Without Insurance – By Location


  • United States: $15,595 USD
  • Canada: $17,840 CAD
  • Australia: $3,415 AUD
  • United Kingdom: £5,075
  • International (Medical Travel): $5,800 USD

1. United States: $15,595

State averages are between $10,000 and $34,000 (U.S. dollars), but the overall U.S. gastric banding average cost is $15,595. If you’d like to know the cost in your state, visit our bariatric surgery cost page for full details.

Click here to ask for a free cost quote from a surgeon in your area.

2. Canada: $17,840 CAD

Below were the results of our Self-Pay Lap Band Cost Survey for each province.

Click here to ask for a free cost quote from a surgeon in your area.

Following were the results of our Self-Pay Lap Band Cost Survey for each province…

RegionAverage Cost

If you have insurance and are willing to wait between 2 and 15 years to have your surgery (depending on the facility), lap band surgery is covered in the following provinces: Alberta, New Brunswick, Nova Scotia and Quebec.

3. Australia: $3,415.00 AUD

Below are the results from our Australian Lap-Band Cost Survey.

Click here to ask for a free cost quote from a surgeon in your area.

The following are results from our Lap-band cost survey:

Tap here to see average costs by territory

RegionAverage Cost
NEW SOUTH WALES surgeons surveyed are located in Sydney
QUEENSLAND surgeons surveyed are located in Brisbane and Gold Coast
SOUTH AUSTRALIA surgeons surveyed are located in Adelaide and Barossa Valley
TASMANIA surgeons surveyed are located in Hobart
VICTORIA surgeons surveyed are located in Melbourne
WESTERN AUSTRALIA surgeons surveyed are located in Perth

4. United Kingdom: £5,074.92

Click here to ask for a free cost quote from a surgeon in your area.

5. International (Medical Travel): $5,825 USD (lowest)

Following are average Lap-Band costs by country (in U.S. Dollars for comparison purposes):

  • Costa Rica – $9,250
  • India – $9,265
  • Mexico – $6,101
  • Thailand – $11,852

Click here for an in-depth review of medical travel for Lap-Band surgery.


Patient Community & Expert Advice


  • You can “Ask the Expert”
  • You can read about other patients’ experiences with the Lap-Band

We would love to read your experiences with paying for Lap-Band surgery. Your insights are invaluable to making sure other people have the information they need to meet their goals.

We would also be happy to answer any questions you may have about Lap-Band cost or insurance issues.

Please use the form below to share your experience or ask a question.

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Free Insurance Check & Cost Quote


  • You can ask a local bariatric practice for a free insurance check or cost quote
  • You can attend a free in-person seminar or an online webinar offered by a local weight loss surgeon
  • You should schedule a phone or in-person consultation (both often free), if you are interested in learning more about weight loss surgery

No need to do all this heavy lifting on your own. Surgical practices are experts in the insurance approval process. Find a surgeon you’re interested in using and ask his or her office to help you navigate checking your benefits and any financing issues.

Bariatric Surgery Source
* Disclaimers: Content: The information contained in this website is provided for general information purposes and your specific results may vary depending on a variety of circumstances. It is not intended as nor should be relied upon as medical advice. Rather, it is designed to support, not replace, the relationship that exists between a patient/site visitor and his/her existing physician(s). Before you use any of the information provided in the site, you should seek the advice of a qualified medical, dietary, fitness or other appropriate professional. Advertising: Bariatric Surgery Source, LLC has entered into referral and advertising arrangements with certain medical practices, original equipment manufacturers, and financial companies under which we receive compensation (in the form of flat fees per qualifying action) when you click on links to our partners and/or submit information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Read More

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Fill out the below form for a free insurance check performed in partnership with your local bariatric surgeon.


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