Cost & Insurance

119 Insurance Companies That Cover Bariatric Surgery in the United States

Almost all insurance companies in the U.S. (see full list below) have policies that cover bariatric surgery. Whether you have insurance that covers bariatric surgery depends on what type of policy you have:

  • An Individual/Family or Small Group Policy (through an employer with under 50 employees) covers weight loss surgery if you live in one of the 23 states that mandate it
  • A Large Group Policy (through an employer with 50+ employees) covers bariatric surgery if your employer has chosen to include it in your plan
  • Medicare covers weight loss surgery
  • Medicaid covers weight loss surgery (but not all surgeons accept Medicaid)

If your insurance policy covers weight loss surgery, insurance will only pay for it if:

  • You have a qualifying body mass index (BMI) of 35+ with obesity-related health problems or a BMI of 40+ (with no accompanying health problems necessary)
  • You participate in a medically supervised diet program before having the procedure (length of program depends on your insurance company – it ranges from “not required” to 9 months)

Scroll down for the full bariatric surgery insurance coverage list by U.S. Insurance company.

For more information about plan types and general bariatric surgery insurance qualification requirements, see our Bariatric Surgery Insurance page.

01.

Complete List of Insurance Companies & Bariatric Policies

The table below lists ALL health insurance companies in the United States along with the following:

  • Link to bariatric surgery insurance coverage policy: the presence (or lack of) a link to your insurance company’s policy does NOT confirm whether or not you have coverage.
  • Link to insurance company contact info: We’ve found your insurance company’s contact info for you so you don’t have to go digging for it.

Ask Your Surgeon for a Free Insurance Check: Most surgeons will contact your insurance company for you for free to confirm your bariatric surgery insurance coverage.

Click here to contact a local surgeon to ask for your free insurance check.

Click the letter that your insurance company’s name begins with or scroll through the table to find your insurance company…

A
1199SEIU
Aetna
Altius
American Medical Security
AmeriHealth
Anthem Blue Cross and/or Blue Shield
Arches Health Plan
Arise Health Plan
Asuris Northwest Health
B
Blue Cross and/or Blue Shield (Alabama)
Blue Cross and/or Blue Shield (Arizona)
Blue Cross and/or Blue Shield (Arkansas)
Blue Cross and/or Blue Shield (California)
Blue Cross and/or Blue Shield (Florida)
Blue Cross and/or Blue Shield (Georgia)
Blue Cross and/or Blue Shield (Hawaii)
Blue Cross and/or Blue Shield (Idaho)
Blue Cross and/or Blue Shield (Illinois)
Blue Cross and/or Blue Shield (Kansas City)
Blue Cross and/or Blue Shield (Kansas)
Blue Cross and/or Blue Shield (Louisiana HMO)
Blue Cross and/or Blue Shield (Louisiana NON-HMO)
Blue Cross and/or Blue Shield (Massachusetts)
Blue Cross and/or Blue Shield (Michigan)
Blue Cross and/or Blue Shield (Minnesota)
Blue Cross and/or Blue Shield (Mississippi)
Blue Cross and/or Blue Shield (Montana)
Blue Cross and/or Blue Shield (Nebraska)
Blue Cross and/or Blue Shield (New Mexico)
Blue Cross and/or Blue Shield (New York – Northeastern)
Blue Cross and/or Blue Shield (New York – Western)
Blue Cross and/or Blue Shield (North Carolina)
Blue Cross and/or Blue Shield (North Dakota)
Blue Cross and/or Blue Shield (Oklahoma)
Blue Cross and/or Blue Shield (Pennsylvania-Northeastern / Wilkes-Barre)
Blue Cross and/or Blue Shield (Rhode Island)
Blue Cross and/or Blue Shield (South Carolina)
Blue Cross and/or Blue Shield (Tennessee)
Blue Cross and/or Blue Shield (Texas)
Blue Cross and/or Blue Shield (Vermont)
Blue Cross and/or Blue Shield (Wyoming)
Blue Cross and/or Blue Shield Federal Employee Plan
BridgeSpan Health
C
Capital BlueCross – Harrisburg
CareFirst Blue Cross Blue Shield
CHAMPVA
Cigna
ConnectiCare
CoOportunity Health
Coventry Health Care
CoventryOne
D
Dean Health
Definity Health
E
Emblem Health
Empire Blue Cross and Blue Shield
Excellus BlueCross BlueShield
F
Fallon Health
First Health
G
Geisinger Health Plan
Golden Rule
Group Health
H
HAP (Health Alliance Plan)
HCSC
Health Net
Health Plan of Nevada
Health Republic Insurance of New Jersey
HealthAmerica
HealthPartners
HealthPlus
HealthSpan
Highmark Blue Cross and/or Blue Shield
HIP Health Plan of New York
HMSA (Hawaii Medical Service Association)
Horizon Blue Cross and Blue Shield
Humana
I
Independence Blue Cross – Philadelphia
Innovation Health
K
Kaiser
L
LifeWise Health Plan of Oregon
LifeWise Health Plan of Washington
M
Medica
Medicare / Medicaid
Medical Mutual of Ohio
Meritus
Moda Health
MVP Health Care
My Health Alliance
N
New Mexico Health Connections
O
Office of Group Benefits (OGB) PPO
Optima Health
Oscar
Oxford Health
P
PacificSource Health Plans
Physicians Health Plan (PHP)
Physicians Plus
PreferredOne
Premera Blue Cross
Presbyterian
Prevea360 Health Plan
PriorityHealth
Providence Health Plan
Q
QualChoice – Federal Employees Health Benefits
QualChoice – White County Medical Center
R
Regence Blue Cross and/or Blue Shield
Rocky Mountain Health Plans
S
Scott & White Health Plan
Security Health Plan
SelectHealth
Sierra Health and Life
SummaCare
T
TennCare
TriCare
Tufts Health Plan
U
Unicare
UnitedHealthOne
United Healthcare
W
Wellmark Blue Cross and Blue Shield
WINhealth
WPS Health Insurance

Can’t find your insurance company/plan or have an updated link? Click here to contact us.

02.

Find a Top Weight Loss Surgeon

SECTION SUMMARY:

  • You can ask a local bariatric practice for a free insurance check or cost quote
  • You can attend a free in-person seminar or an online webinar offered by a local weight loss surgeon
  • You should schedule a phone or in-person consultation (both often free), if you are interested in learning more about weight loss surgery
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* Disclaimers: Content: The information contained in this website is provided for general information purposes and your specific results may vary depending on a variety of circumstances. It is not intended as nor should be relied upon as medical advice. Rather, it is designed to support, not replace, the relationship that exists between a patient/site visitor and his/her existing physician(s). Before you use any of the information provided in the site, you should seek the advice of a qualified medical, dietary, fitness or other appropriate professional. Advertising: Bariatric Surgery Source, LLC has entered into referral and advertising arrangements with certain medical practices, original equipment manufacturers, and financial companies under which we receive compensation (in the form of flat fees per qualifying action) when you click on links to our partners and/or submit information. Read More